:root{--ink:#172523;--green:#173e34;--lime:#d6eb91;--muted:#5c6863;--line:#dce2dd;--paper:#fff;--soft:#f3f6f4}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;color:var(--ink);background:var(--paper);font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.6}a{color:inherit;text-underline-offset:5px}button,input{font:inherit}button,a,input{touch-action:manipulation}a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid #5a8f38;outline-offset:5px}.wrap{width:min(1200px,calc(100% - 80px));margin:auto}header{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:18px 40px;border-bottom:1px solid var(--line);background:white;position:sticky;top:0;z-index:10}.brand{width:240px;height:62px;overflow:hidden;display:block;flex-shrink:0}.brand img{width:280px;max-width:none;transform:translate(-20px,-36px)}header nav{display:flex;gap:27px}header 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var(--line);border-radius:4px;overflow:hidden}.services article{padding:30px;border-right:1px solid var(--line)}.services article:last-child{border:0}.number{font-family:Georgia,serif;color:#607267;font-size:24px;display:block;margin-bottom:38px}h3{font-size:20px;line-height:1.3;margin-bottom:17px;letter-spacing:-.4px}.services p,.personal-grid p,.why p{color:var(--muted);font-size:16px;margin-bottom:20px}.services a,.personal-grid a,.rx-tool a{font-size:14px;font-weight:700}.featured{background:#eef4e2}.featured h3{font-size:18px}.ichra{background:var(--soft);padding:75px 0}.ichra-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.ichra-grid>div>p:not(.eyebrow){color:var(--muted)}.calculator{background:white;padding:32px;border:1px solid var(--line);border-radius:5px}.calculator .eyebrow{color:var(--green)}label{display:block;font-size:14px;font-weight:600}input{width:100%;border:1px solid #b6c3b9;border-radius:3px;padding:12px;background:white;color:var(--ink);margin-top:7px;min-width:0}.calc-fields{display:grid;grid-template-columns:1fr 1.35fr;gap:18px}.calc-result{display:grid;grid-template-columns:1fr 1fr;gap:20px;padding:24px 0;margin:18px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.calc-result span{display:block;color:var(--muted);font-size:13px}.calc-result strong{font-family:Georgia,serif;font-size:32px;font-weight:400}.fine{font-size:12px;line-height:1.7;color:var(--muted)}.calculator .fine{margin-bottom:0}.personal-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:40px}.personal-grid article{border-top:2px solid var(--green);padding-top:24px}.tools{background:var(--soft)}.tool-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;margin-top:42px}.tool-grid>div>p{color:var(--muted)}.tool-link{display:flex;align-items:center;justify-content:space-between;text-decoration:none;padding:20px 0;border-bottom:1px solid 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.fine{max-width:930px}@media(max-width:1000px){header{padding:18px 25px}header nav{gap:16px}.header-call{display:none}.hero{gap:35px}.wrap{width:calc(100% - 50px)}.ichra-grid,.tool-grid,.why{gap:35px}.services article{padding:25px}.personal-grid{gap:25px}.hero-panel{min-height:440px}.hero-panel p{font-size:37px}}@media(max-width:720px){header nav{display:none}.menu{display:block}.brand{width:205px;height:56px}.brand img{width:245px;transform:translate(-20px,-30px)}.wrap{width:calc(100% - 40px)}.hero{grid-template-columns:1fr;padding-top:44px;padding-bottom:35px;gap:35px}h1{font-size:54px}.hero-panel{min-height:315px}.hero-monogram{width:110px;height:110px;margin:10px 0}.hero-panel p{font-size:34px}.hero .actions{gap:20px;flex-wrap:wrap}.trust{display:grid;grid-template-columns:1fr 1fr;gap:15px;font-size:12px}.section{padding:55px 0}.section-top{display:block;margin-bottom:30px}.section-top>p{max-width:none;margin-top:20px}.services,.personal-grid,.ichra-grid,.tool-grid,.why{grid-template-columns:1fr}.services article{border-right:0;border-bottom:1px solid var(--line)}.number{margin-bottom:18px}.ichra{padding:50px 0}.calculator,.rx-tool{padding:24px}.calc-fields{grid-template-columns:1fr}.tool-grid{gap:35px}.why{gap:20px}.contact{padding:50px 0}.contact-place{display:block;margin:20px 0 0}.footer-top{flex-wrap:wrap;justify-content:flex-start}.footer-top p{display:none}.footer-bottom{gap:20px}.calc-result strong{font-size:28px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

.aca-quote{background:white;border:1px solid var(--line);border-radius:5px;padding:28px;margin-bottom:12px;scroll-margin-top:110px}.aca-quote h3{font-family:Georgia,serif;font-weight:400;font-size:30px}.aca-quote>p{color:var(--muted)}.aca-steps{padding-left:21px;font-size:14px;color:var(--muted);margin:20px 0 25px}.aca-steps li{padding-left:4px;margin-bottom:10px}.aca-actions{display:flex;gap:12px;flex-wrap:wrap}.aca-actions .button{margin-top:0}.secondary{background:white;color:var(--green);border:1px solid var(--green)}.secondary:hover{background:var(--soft)}.aca-quote .fine{margin:18px 0 12px}.aca-help{font-size:14px;font-weight:700}@media(max-width:720px){.aca-quote{padding:24px}.aca-actions{flex-direction:column}.aca-actions .button{width:100%}}

/* Accessibility and shared policy/footer styles */
[hidden]{display:none!important}body{overflow-wrap:break-word}input{border-color:#718077}a:focus-visible,button:focus-visible,input:focus-visible,[tabindex="0"]:focus-visible{outline:3px solid #173e34;outline-offset:4px;box-shadow:0 0 0 7px #fff}main:focus{outline:none}.skip:focus{outline:3px solid #173e34}.form-error{color:#9b2020;font-size:14px;margin:14px 0 0}.form-error:empty{display:none}input[aria-invalid="true"]{border:2px solid #9b2020}#rx-result-region{max-height:280px;overflow:auto}#rx-results{max-height:none;overflow:visible}.footer-connect{display:flex;justify-content:space-between;gap:24px;align-items:center;margin:24px 0}.social-links,.legal-links{display:flex;gap:12px;flex-wrap:wrap}.social-links a{display:inline-flex;align-items:center;gap:10px;border:1px solid #718077;border-radius:4px;padding:10px 14px;min-height:44px;text-decoration:none;font-size:14px;font-weight:600}.social-links svg{width:22px;height:22px;flex:none}.social-links a:hover{background:var(--soft)}.legal-links{border-top:1px solid var(--line);padding-top:20px;gap:8px 24px}.legal-links a{font-size:14px;display:inline-flex;align-items:center;min-height:44px}.footer-disclosure{font-size:14px;line-height:1.7;color:var(--muted);margin-top:20px;max-width:1000px}.fine{font-size:14px}.footer-bottom{font-size:14px;flex-wrap:wrap}.legal-page{max-width:900px;padding-top:60px;padding-bottom:70px}.legal-page h1{font-size:clamp(36px,6vw,60px);letter-spacing:-1px;line-height:1.15}.legal-page h2{font-family:Arial,Helvetica,sans-serif;font-size:23px;letter-spacing:0;font-weight:600;margin:36px 0 14px}.legal-page p{max-width:78ch}.legal-page a{overflow-wrap:anywhere}.why-list>article>span{color:#526b59}@media(max-width:720px){header{position:relative}.footer-connect{align-items:flex-start;flex-direction:column}.search-row{flex-wrap:wrap}.search-row input{flex-basis:100%}.search-row button{width:100%}.calc-result{grid-template-columns:1fr}.calculator,.rx-tool,.aca-quote{min-width:0}h1{font-size:clamp(40px,10vw,54px)}#mobile-nav{position:relative;top:0}.legal-page{padding-top:35px}.legal-page h2{font-size:21px}.footer-top{gap:16px}}@media(prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto!important;animation:none!important;transition:none!important}}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

/* Coverage discovery pages and quote navigation */
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.coverage-resource{max-width:1100px;margin:50px auto;padding:0 24px 45px;font-family:"Trebuchet MS",Arial,sans-serif;line-height:1.7;color:#172523}.coverage-resource h1{font-size:clamp(32px,5vw,50px);line-height:1.2}.coverage-resource h2{font-size:25px;margin-top:34px}.coverage-resource h3{font-size:20px;margin-top:25px}.coverage-resource p{max-width:85ch}.coverage-resource a{color:#176897;text-decoration:underline}.coverage-resource dt{font-weight:bold;margin-top:22px}.coverage-resource dd{margin:4px 0 0}.coverage-table-scroll{overflow-x:auto;margin:24px 0}.coverage-table-scroll:focus-visible{outline:3px solid #176897;outline-offset:4px}.coverage-table-scroll table{width:100%;border-collapse:collapse;min-width:650px;font-size:14px}.coverage-table-scroll caption{text-align:left;font-weight:bold;margin-bottom:12px}.coverage-table-scroll th,.coverage-table-scroll td{padding:12px 10px;border-bottom:1px solid #cbd3d8;text-align:left}.coverage-table-scroll thead{background:#f2f3f4}.coverage-links{display:flex;gap:12px 24px;flex-wrap:wrap;max-width:1200px;margin:25px auto;padding:15px 24px}.coverage-links a{display:inline-flex;align-items:center;min-height:44px;text-decoration:underline}.coverage-proof{background:#f2f3f4;border-left:4px solid #176897;padding:20px;font-size:20px!important;color:#000!important}.resource-logo{width:280px;max-width:100%;height:auto}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.contact-map{min-width:0}.contact-map iframe{display:block;width:100%;height:360px;border-radius:5px;background:#fff}.contact-map p{font-size:12px;margin:12px 0 0}.contact-details .contact-place{display:block;margin:20px 0 0}@media(max-width:800px){.contact-grid{grid-template-columns:1fr;gap:32px}.contact-map iframe{height:320px}}